Your funds.
Protected until you say so.
Milestone-based escrow for Singapore renovations. Funds held with DBS. Released only when you approve.
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Homeowners matched through Network
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Verified renovation firms
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Average homeowner rating
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Cost to homeowners
Renovations require large upfront payments.
There are almost no safeguards.
In Singapore, most renovations require 30–50% of the total cost upfront. The industry is largely unregulated. Once money is transferred, homeowners lose most of their leverage.
This is not because all designers are bad. It's because the system relies on blind trust.
Scams & ghosting
Contractors can shut down, disappear, or stop responding after receiving upfront payment. In an unregulated industry, this happens more often than most homeowners expect.
Scattered communication
Payments, progress updates, and approvals are spread across WhatsApp, PDFs, and verbal agreements. There's no single place to see what's happening.
You lose leverage
Once money is transferred, quality control becomes difficult. If the work isn't right, rectification can be slow, inconsistent, or simply ignored.
There's a better way
What if your money was held somewhere safe, and only released when you confirm the work has been done? That's what escrow does.
Simple. Transparent. Secure.
Join & Approve Project
Your designer invites you to join your project on Handshake. All milestones and payment stages are clearly outlined and approved by you.
Nothing moves until you review and accept.
Securely Deposit Funds
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You deposit your renovation funds into a DBS custodian account at each payment milestone. Funds are only released when you approve the work.
Your money is not sitting with the contractor. It's held in a regulated escrow account.
Track, Approve & Relax
As work progresses, you review and approve each completed milestone until your renovation is complete.
Full control and safety at every step.
Built for your peace of mind.
MAS-Regulated. DBS-Backed.
All payment flows on Handshake are fully regulated by the Monetary Authority of Singapore. Your funds are held in segregated accounts with DBS — separate from the contractor and separate from Handshake's own accounts.
Pay by credit card
Earn miles on every payment
Earn miles while renovating
You can pay by credit card at 2% — the lowest processing fee in the industry. Earn miles for your next holiday while your home gets renovated.
Homeowner cost
No signup or platform fees
Free for homeowners
There is no cost for homeowners to use Handshake. A small processing fee applies only if you choose to pay by credit card.
Full visibility & control
24/7Track progress, approve milestones, and manage your payments from your phone. Everything is in one place — no more chasing updates on WhatsApp.
Handshake support team
Not sure how it works? The Handshake team is always available to walk you through the process. Reach them anytime on WhatsApp.
Before You Start, Here's What Most Homeowners Ask
Still have questions? Reach the Handshake team anytime on WhatsApp.
Protect your renovation payments today.
Fill in your details and our team will guide you through everything. No obligation, no hidden costs.
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All payment flows on Handshake are regulated by the Monetary Authority of Singapore (MAS)
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